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How to protect yourself from scams and fraud

Scams are becoming more common and more convincing. The good news? Knowing what to look for can help you stay one step ahead. If something doesn't seem quite right, trust your instincts and take a moment to check before taking action.

Think you've been scammed? Message us in the Unloan app straight away.

Stop, check, protect

Stop and think

Got a call, text, email or social media message that feels unusual?

Pause before you act. Scammers often create a sense of urgency to pressure people into making quick decisions.

Taking a moment to stop and think can help you spot the warning signs.

Check before you do anything

If you're unsure whether a message or phone call is genuine, contact us directly through the Unloan app or our website.

Don't use contact details or links provided in the message you've received.

Protect yourself

If something doesn't feel right:

  • Hang up the phone

  • Block the number

  • Delete the email, text or message

  • Report the scam if possible

It's always better to be cautious.


What Unloan will never ask you to do

We'll never ask you to:

  • Share your passwords or account login details

  • Transfer money or buy gift cards

  • Sign in to your account through a link sent by email or SMS

  • Move money to a "safe" account

  • Help us catch cyber criminals

  • Share your screen with us

  • Download remote access software

If anyone asks you to do any of the above and claims to be from Unloan, it's a scam.

Why we might contact you

Sometimes we'll need to get in touch to confirm your identity or check details on your account.

Keeping your information up to date helps us meet our Know Your Customer (KYC) obligations and helps keep your account secure. It also means we can contact you quickly if we detect suspicious activity.

Even when we contact you, we'll never ask you to transfer money, share your screen or tell us your passwords.


How behavioural information helps keep you safe

Behavioural information helps us understand how you normally use your device, such as how you type, tap or interact with your phone.

We use this information to help detect unusual activity that could indicate fraud, scams or identity theft.

It's one of the ways we work behind the scenes to help keep your account secure.

You can learn more about behavioural information and how it's used in our Privacy Policy.


Need help?

If you think you've been targeted by a scam or notice suspicious activity on your account, message us in the Unloan app as soon as possible.

You can also:

  • Chat with us via live chat

  • Email us at [email protected]

  • Request a callback on 1300 630 000

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