Eligible properties for an Unloan home loan
You can apply for an Unloan for a residential property or land that you’ll live in or use as an investment.
For the property title:
there can be a maximum of two people listed on the title
everyone listed on the title must also be an Unloan borrower
the property can’t be held by a trust or company.
Ineligible properties
Some properties aren’t eligible for an Unloan. These include:
commercial properties
properties under construction that aren’t ready to occupy
off-the-plan properties that aren’t ready to move into and don’t have an occupation certificate
transportable, relocatable or mobile homes
aged care units, retirement villages and seniors living
Specialist Disability Accommodation
display homes
serviced apartments
timeshares
student accommodation
properties on Norfolk Island
properties with a registered second mortgage
certain non-standard title arrangements, including company title, lease-for-life or licence-to-occupy arrangements
properties requiring the Home Guarantee Scheme.
We also don’t accept five or more dwellings within one development per application.
All properties are subject to assessment. Depending on the property type or location, we may lend a lower percentage of its value..
Need help?
The easiest way
Log in and reach out via live chat.
Prefer email or phone?
No problem. You can also contact us:
Email: [email protected]
Request a callback: 1300 630 000
Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in your loan offer, if an offer is made.
This information is general only and doesn’t take your personal financial situation into account. Consider seeking independent financial advice before making a decision.