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What are phishing and SMiShing scams?
What are phishing and SMiShing scams?

Ever received a message asking you to urgently do something? It could be a phishing or SMiShing scam. Here's what they are.

Updated over a week ago


Phishing occurs when scammers send emails impersonating to be from a trusted source, often to coerce you into performing immediate and urgent actions that include:

  • Unlocking or verifying an account

  • Logging into your bank accounts

  • Asking you to make a payment immediately


SMiShing is a type of phishing where the message is sent via text messages urging similar immediate actions.

Once you interact with these messages by clicking links or opening attachments, you may be asked to enter sensitive information such as banking credentials and passwords. Malware could also be installed on your device or you might receive a call where scammers attempt to convince you to share personal or banking details with them.

Scammers may use this information to access your bank accounts to make unauthorised transactions online.

If you suspect a phishing or SMiShing attempt in relation to your account or application, please contact us.

The article does not have regard for the financial situation or needs of any reader and must not be relied upon as financial product advice. As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this, consider the appropriateness to your circumstances.

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