In the debts and liabilities section of the Unloan application, the 'other' category is designated for any obligations that do not fall under common types of debt and liabilities listed in the application.

This includes novated leases. A novated lease is a way you can finance a new or used car. You can make your repayments from your pre-tax salary with approval from your employer under a ‘salary sacrifice’ arrangement. This can effectively reduce your taxable income. It can also allow you to bundle your vehicle’s expenses into one simple payment.

If there any other debts and liabilities you may have that are not categorised and not in the list below, please include them in ‘Other’ in the application process:

Learn how debt and expenses impact your application.

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