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Applying for Unloan
Applying for Unloan

Guides to help you through the application process.

30 articles
Applying for UnloanHow to apply for Unloan... in minutes.
How much equity do I need to refinance with Unloan?Things to consider to determine if we're the best fit for you.
What personal information is required on an Unloan home loan application?A handy guide on what documents you'll need when applying for an Unloan.
Co-borrowers and other loan structuresNeed to add a co-borrower, or need to know what loan structures are accepted?
What documents can I use to verify my income?When you apply for an Unloan home loan, you'll need to provide documents to verify your income.
How do I check the status of my Unloan home loan application?Check the status of your loan application in your Unloan profile.
What are government fees?There may be a number of fees and costs involved when refinancing your home loan which include government fees.
Reasons why your home loan application may be declinedThis article will help you understand some of the common reasons we don't progress with a home loan application.
How long does it take to refinance to Unloan?Before you get started on refinancing to Unloan, here's a quick guide on the process.
How to reduce your loan amount during the Unloan application processA step-by-step guide on how to reduce your loan amount during your application.
I’m in the application process, how can I reduce the loan amount that I want to borrow?Learn how to reduce your loan amount during the application process.
Why is there a discrepancy in my OFI loan balance?Learn why there may be a discrepancy in you loan amount during the application process.
Can I refinance multiple properties to Unloan?Here’s everything you need to know when refinancing to Unloan when you have multiple properties.
How do I check the progress of my application?For the latest update on your application, we recommend logging in to our secure app at app.unloan.com.au to connect with our Support Team.
How do I complete my mortgage documents?Learn how to complete your mortgage documents when applying with Unloan.
Declaring income from multiple jobs in your Unloan applicationHere's how to declare your income from multiple occupations when applying for Unloan.
Acceptable income types for your Unloan applicationHere is a list of income types that we accept when you apply for an Unloan home loan.
Providing access to a password-protected payslipA step-by-step guide on how to provide us access to your password-protected payslip during your Unloan application.
Unloan's identity verification process: How-to guideLearn about our identity verification process and how to verify your identity in the Unloan application process.
In the debts and liabilities section of the application process, what would I classify as ‘other’?Here's what we define as 'other' in the debts and liabilities section in the Unloan application process.
I’ve submitted my Unloan application, how long do I need to wait for a response?We keep our application process simple to ensure you can apply within minutes.
When entering my name during the Unloan application process, it says invalid, how can I fix this?We provide steps on how to amend the issue of our application process not recognising the name you provided.
My address is not being accepted in the Unloan application process, how can I fix this?We provide steps on how to amend the issue of our application process not recognising the address you provided.
How to calculate your monthly expensesApplying with Unloan? Learn how to calculate your monthly expenses.
What is classified as government payments? And how can I calculate it for my Unloan application?Learn what is a government payment and how to calculate it in your Unloan application.
How to calculate your annual base incomeLearn how to calculate your annual base income when applying for an Unloan home loan.
How to calculate your income from your payslipHere are some simple ways to calculate your income using your payslip information.
What Is the Unloan Referral Program?Everything you need to know about the Unloan Referral Program - what it is and how it works.
Understanding deductions on your Unloan home loan applicationEverything you need to about deductions on your Unloan home loan application.
I’m in my Unloan application, what is classified as investment income?Applying for an Unloan home loan? Here's a guide on what we classify as investment income.