Applying for a home loan can feel overwhelming, especially when you are pulling together documents. To make things easier, here is a clear overview of the personal information and identification you will need when applying for an Unloan.
Non-Photographic Identification
First up, we need some basic details to get to know you. You will be asked to provide:
Full legal name
Date of birth
Residential address
Mailing address
Occupation
If you would like mail sent to a PO Box, add this to the mailing address field. Your residential address should be where you live, not a PO Box.
Photographic Identification
To verify your identity as part of your application, you will need to provide one of the following:
Australian driver’s licence, or
Australian passport
Using an Australian driver’s licence?
If you choose to use your Australian driver’s licence, you will need to enter both your licence number and your card or document number. The card number is printed on your licence, but the location varies by state/territory.
STATE | Where is the card number located? |
NSW | Front of the licence, top right-hand corner. |
VIC | Before November 2022 Back of the licence, below the year of birth.
After November 2022 Back of the licence, top right-hand corner. |
QLD | Before June 2019 Back of the licence, bottom right-hand corner.
After June 2019 Front of the licence, bottom centre. |
ACT | Front of the licence, left of your photo. |
WA | Back of the licence, right hand side. |
SA | Back of the licence, top right-hand corner. |
NT | Back of the licence, bottom centre. |
TAS | Back of the licence, top right-hand corner. |
What other documents should I have ready?
You will also need documents to confirm your income and financial position. This may include:
Recent payslips
Rental income statements
Other income verification documents, if applicable
You can view the full list of accepted income documents in our income verification guide.
Applying with a co‑borrower? There is a slightly different process for joint applications. You can learn more about applying with a co‑borrower here.
Need help?
The easiest way
Log in and reach out via live chat.
Prefer email or phone?
No problem. You can also contact us:
Email: [email protected]
Phone: 1300 630 000
Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in your loan offer, if an offer is made.
This information is general only and doesn’t take your personal financial situation into account. Consider seeking independent financial advice before making a decision.