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So, you’ve decided on your first home and have come across the First Home Owner Grant, but not sure what it is? Here’s everything you need to know about FHOG.

Please note that Unloan is not an Agent for any Government Concessions or Grants, if you are looking to use any of the eligible grants, please contact your conveyancer or relative Office of State Revenue.

The FHOG was introduced in 2000 to partly offset the effect of the Goods and Services Tax (GST) on buying or building a home. It’s a one-off payment for eligible first home buyers who buy or build a residential property in which they live.

The FHOG is a national initative that helps eligible first home buyers either purchasing or building a new home that they will use as their primary place of residence.

While the FHOG is a Federal Government funded scheme, it’s facilitated and administered by the states and territories individually. Each state and territory have their own set of FHOG rules.

Each state and territory have their own rules, so it’s best to check the Federal FHOG portal to learn about which apply to you. Find out if you’re eligible.

The exact amount provided differs by state and territory. Find out what your state or territory provides below:

Each state and territory have their own rules and policies so you’ll need to check out the above links to your respective state or territory. Typically, grants are paid out under these conditions:

To apply for the FHOG, you can:

Related articles:

What is the Home Guarantee Scheme?

Stamp Duty Exemptions and Concessions for First Home Buyers