What are Unloan’s loan limits?
Unloan home loans range from $10,000 to $10 million.
You can borrow up to $10 million across all your Unloan loans. Within that total, no more than $2 million can be in loans above an 80% loan-to-value ratio (LVR).
If you’re buying a home or refinancing, Unloan offers loans up to 90% of the property’s value. A higher interest rate applies when your LVR is between 80.01% and 90%.
Depending on the property type or location, Unloan may only be able to lend up to 70% of the property’s value.
These are product limits, not an indication of how much you’ll be approved to borrow.
What affects my borrowing power?
How much you can borrow depends on your individual circumstances, including your:
income
debts and liabilities
expenses
loan term
financial circumstances.
You can use Unloan’s Borrowing Power Calculator to get an estimate. The result is a guide only and isn’t loan approval.
Need help?
The easiest way
Log in and reach out via live chat.
Prefer email or phone?
No problem. You can also contact us:
Email: [email protected]
Request a callback: 1300 630 000
Applications are subject to credit approval, satisfactory security and minimum deposit requirements. Full terms and conditions will be set out in your loan offer, if an offer is made.
This information is general only and doesn’t take your personal financial situation into account. Consider seeking independent financial advice before making a decision.