Firstly, congratulations on getting approved! Here’s what to expect and a guide on what you need to do.
Complete your first document pack
Log into your account via app.unloan.com.au (if it’s a joint application, where you have a co-borrower, please ensure each borrower logs into the Unloan application to access and review the documents.
Complete your second document pack
After accepting your initial documents, our Settlements Team will issue a second document pack for you complete. You’ll need to complete your mortgage documents.
This pack includes:
Signing your new mortgage document
Filling out a discharge authority form for your current bank (if we have a current copy) - Please note, not all lenders provide this to us, which may require you to contact your lender directly to organise
Provide a certificate of currency (this is not required if covered by Strata/Body Corporate) for the insurance of the property we are refinancing
You will need to upload these documents into the Unloan portal.
Once all documents have been completed and received by us, they will be reviewed, and we will liaise directly with your current lender as we work towards booking settlement for you.
If you have any questions throughout this process, you can directly contact your dedicated Settlement Specialist. You will receive notifications regarding the settlement date and confirmation once your home loan has settled.